Start Fresh Today Offers Automatic Filing of Debtor Education Certificates!

Following changes in Bankruptcy Procedures, we offer the option of notifying courts directly once debtors have completed their post-petition instructional course in personal financial management. In our constant effort to provide you with the most efficient, time saving service we’d like to know your certificate delivery preference. 

Please let us know what works best for you by selecting YES or NO in the form to the right. 

If you select 'No', we will NOT file your certificates directly with the court on your behalf.
We will continue to send them as usual to the email address you provide.


Please Note:

This rule change applies to Debtor Education certificates ONLY, not to Credit Counseling certificates. There is no additional charge for this optional service. 

Thank you again for the confidence you have placed in us.
We value your business.

*DISCLAIMER: Direct filing of Debtor Education certificate ONLY offered to Attorneys who opt in and their clients use their attorney code.
If you choose to have Start Fresh Today Instructional (SFTI) file your clients' debtor education certificate(s) with the court, we will make our best efforts to file all of the certificates for your clients within 24-48 hours. However, we cannot guarantee that each certificate will be properly filed. We recommend that you check the court's docket to ensure the accuracy of the filing. In addition, by selecting to participate in this option and allowing SFTI to file certificates on behalf of your clients, you agree that SFTI is not liable for any damages caused by or related to an improper filing of a certificate, including, but not limited to, damages caused by SFTI’s negligence. The court will send an email notification to you if your email address is listed in your client's bankruptcy record.