The Bankruptcy Course Process Simplified
Coming to the realization that bankruptcy is the best option for you can be a difficult process. Even more challenging can be the bankruptcy process itself. It doesn’t have to be. With a qualified consumer bankruptcy attorney, the right resources, and guidance from a bankruptcy course provider, you can be on your way to a fresh start before you know it.
What Are the Required Bankruptcy Courses?
In 2005, the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) introduced many new requirements including two mandatory bankruptcy courses. The first is a 90-minute Credit Counseling Course, which must be completed with an EOUST-approved bankruptcy course provider before you file for bankruptcy. The second is a Debtor Education Course, which is a 2-hour personal financial management class that must be completed after filing for bankruptcy, but before discharge.
While both of these courses are required, there are many options—including online or by phone, English or Spanish, immediate certificate delivery, live customer support, and filing as single or jointly—that can affect your experience and the fees. According to a recent study sponsored by the American Bankruptcy Institute, the fees for both required bankruptcy courses average $85 in total. All this can sound very daunting, but Start Fresh Today has not only simplified it for you, but has also made it affordable with fees well below the average.
Guiding You Through the Bankruptcy Course Process
Founded in 2005 by technology professionals and bankruptcy attorneys, Start Fresh Today’s nationally-recognized proprietary bankruptcy course platform has helped 1.2 million consumers get a fresh financial start. The launch of Start Fresh Today’s new website in May of 2012 included a variety of tools and features to help guide consumers through the bankruptcy process. Among them is our animated bankruptcy course video, which serves as a simplified guide to help consumers choose the right bankruptcy course package based on their learning style and budget. This light, animated video walks you through the process in a matter of minutes. Check it out for yourself!
Another tool on Start Fresh Today’s new website to help consumers is the Interactive Package Wizard. This brief questionnaire was designed to guide consumers in choosing the appropriate bankruptcy course package based on their learning style and specifications. For example, customized specifications such as whether you are filing jointly or if you would like to take your courses online or by phone, are taken into consideration and the best available package is recommended. Based on your wish list, the wizard can also help you save money so you’ll be paying well below the average bankruptcy course package of $85. As a matter of fact, the most popular option, the Preferred Package, is only $59 and it includes both courses online in English or Spanish, live telephone support, immediate certificate delivery, and more!
With new tools and resources, Start Fresh Today has managed to take what can be a difficult process and translated it into a few simple steps. We’ll help you fulfill your bankruptcy course requirements and get you on the road to a fresh financial start in no time!