As the cost of higher education rises, the number of people taking out private student loans is growing. As an attorney working with student loan debtors, it’s important that you understand some differences between private and federal student loans.Read More
Start Fresh Today Bankruptcy Blog
In a recent report by Epiq Systems on AACER 2015 bankruptcy filings, May 2015 bankruptcy filings were down by almost 20% since May 2014. In total, there were 69,286 bankruptcy filings by May 2015, down from May 2014's total of 85,711. In addition to the decline of May bankruptcy filings from the previous year, 2015 also saw a decline in filings between April and May, with April's total number of filings for the month equaling 77,884, with California, Illinois, and Florida being the top three states with the most cumulative filings between January and May 2015. But in filings per capita (based on population data from 2009), Tennessee and Alabama made the top of the list with over an average of 5 filings per day for every 10,000 people.Read More
For debtors struggling to repay student loans, there are many reasons why repayment becomes impossible. Many debtors suffering from physical and mental disabilities may be unable to repay student loans because their health prevents them from working. Fortunately, some student loan debtors may receive a “total and permanent disability (TPD) discharge” as long as they can prove their case.Read More
Tags: Student Loans
FOR IMMEDIATE RELEASE: June 24, 2015
Fort Lauderdale, FL, June 24, 2015 – Start Fresh Today Bankruptcy Solutions announces today the official launch of the newly redesigned www.startfreshtoday.com, a website devoted to helping consumers regain their financial stability, educating consumers through the bankruptcy process, and providing an innovative platform of products and service to attorneys.Read More
Tags: Start Fresh Today
If you’re just exiting bankruptcy with student loans, then you’re probably worried about how you’re going to pay the bill. There are lots of options to choose from, but you can quickly become overwhelmed trying to tackle student loans on your own. Fortunately, there’s help available. Below are five reasons you need student loan help.Read More
This blog post by Laura Schopfer originally appeared on CESI Solutions blog.
Paying student loans is kind of like watching the kitchen sink clog up—it is tempting to look away, but don’t. The first step to sweeping debt out of your life is to stop ignoring the problem and pick up the broom.
Bankruptcy is on the minds of many debtors because it’s one of the few ways to get free from burdensome debt. But how do you as an attorney turn a nervous debtor into a client? Below are four tips:Read More
In April 2005, President George H.W. Bush passed the Bankruptcy Abuse and Consumer Protection Act into law. The new legislation reformed the American bankruptcy system in two important ways. First, it tightened eligibility requirements for Chapter 7 bankruptcy. Individuals who wished to file now had to meet certain income guidelines to qualify for a discharge of their debts. Secondly, the 2005 law made it mandatory for people eligible for Chapter 7 to complete bankruptcy online education courses both before and after filing for bankruptcy protection.Read More
Most people who file bankruptcy understand that they are making a serious decision and want to do better after the courts have given them a second chance. Some people even report that entering into bankruptcy causes them to feel shame, panic or failure.Read More
No matter how good of a lawyer you may be, if you want your law practice to survive and thrive you’ll need to continuously get new clients. One powerful way to do this is by leveraging the power of referrals. Let’s take a look at how you can effectively get referrals:Read More