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Important Things You Need to Know About a Chapter 7 Bankruptcy Discharge

Posted on Fri, Jun 24, 2016 @ 11:06 AM

Filing for bankruptcy can be a stressful process and involve a lot of planning. But taking the time to weigh your options is the best way to understand the process and make the best decision. The first step: understand which bankruptcy filing is right for you. When it comes to what you need to know about a Chapter 7 bankruptcy discharge, here are 5 important things to remember.

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Tags: Chapter 7 Bankruptcy Discharge

Rebuilding Credit After Bankruptcy: 5 Tips to Improve Your Credit Score

Posted on Tue, Jun 21, 2016 @ 07:06 AM

Filing for bankruptcy is never an easy decision, and it is one that can have far-reaching consequences for your financial future. However, despite common misconceptions, bankruptcy is not the financial nightmare that many believe it to be.

There is no denying that a fresh bankruptcy can limit your access to credit, and can make it more difficult to obtain credit, particularly for big-ticket items such as home mortgages. Because of this, the first step towards recovering your financial future after declaring bankruptcy is to rebuild your credit rating, which can be a far easier process than you may think.

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Tags: Rebuilding Credit After Bankruptcy

What Happens after Bankruptcy?

Posted on Fri, Jun 17, 2016 @ 11:06 AM

It is only natural that you have questions about a financial decision as big as bankruptcy. The decision you make to file could be one of the biggest you make in your life, and it can provide some serious financial relief. 

Still, there are some things you should be aware of before you make the choice. Knowing what happens after bankruptcy can make the decision easier.

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Tags: After Bankruptcy

What is a Debtor Education Certificate and Why do I Need One?

Posted on Tue, Jun 14, 2016 @ 12:06 PM

When filing for bankruptcy, many first-time filers might be confused with two required components to their case: a pre-filing credit counseling certificate and a debtor education certificate. So what is a debtor education certificate and why do I need one? And how is it different from a credit counseling certificate?

Here's the rundown on the differences, and why you need a debtor education certificate.

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Tags: debtor education certificate

Waiting is the Hardest Part: 7 Things You'll Have to Wait on After Bankruptcy

Posted on Thu, Jun 09, 2016 @ 14:06 PM

After years of living in debt, you're finally free. After filing for bankruptcy, much of your debt has been eliminated, and you'll find yourself in a position to start rebuilding your life. Things that you've waited on for years are suddenly within reach again.

There's just one problem: you're still going to have to wait for a few things. With your credit having taken a hit, you'll have to be patient for a little bit longer before you acquire many of the things you've wanted for.

Waiting is the hardest part. You've taken the steps to get your life started again. But, there's just a few more things you'll have to wait on after bankruptcy:

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Tags: Rebuilding After Bankruptcy, After Bankruptcy

12 Money-Saving Tips for Your Summer

Posted on Tue, Jun 07, 2016 @ 11:06 AM

Summer is here: the season of vacations, activities, and unexpected expenses. Not only is your electric bill soaring again as you attempt to air condition your house, your water bill is up because you're spending more time in water play, gas prices are higher, and you're trying desperately to come up with a family vacation that won't break the bank.

If you're looking for ways to save money this summer, don't despair! You can have plenty of fun without breaking out your credit cards or spending more than you can afford.

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Tags: Budgeting, Summer Money Saving Tips

Filing For Bankruptcy: Is Filing Single Or With My Spouse Smarter?

Posted on Thu, Jun 02, 2016 @ 11:06 AM

Considering bankruptcy is a situation that could bring about many questions. One of the main questions married couples may be asking is, should I choose to file a single or a joint bankruptcy petition?

Filing jointly means that combined debts and property will be included in the bankruptcy. In many cases, joint filing is a good decision. There are some situations, though, where you can benefit from filing alone. As you make your decision as to whether to file for bankruptcy as a single or joint filer and what will be most beneficial in your situation, the following information should be considered. 

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Tags: Filing for Bankruptcy

The Future is Now: Major Law Firm to Use Robotic Lawyer in its Bankruptcy Division

Posted on Tue, May 31, 2016 @ 09:05 AM

The practice of law is built on a solid foundation of precedent and staid tradition. However, if one of the largest law firms in the world has their way, that foundation may soon include robots in the form of specially designed artificial intelligence (AI) agents.

Law firm Baker & Hostetler recently announced the addition of an artificial intelligence research tool as a new resource to aid the 50 attorneys in the firm’s special bankruptcy division. Known as ROSS, the AI attorney is built upon IBM’s famed Watson cognitive computer architecture.

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Tags: robotic attorney

Is Bankruptcy The Answer? How To Decide

Posted on Sun, May 22, 2016 @ 14:05 PM

Filing bankruptcy is not something anyone makes plans to do in their life. Situations arise, however, that may cause you to consider it. If you have found yourself asking if bankruptcy is the answer to your financial situation, use the following information to help you decide.

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Tags: Bankruptcy How To

4 Tips to Lighten the Load of Student Loan Debt

Posted on Fri, May 20, 2016 @ 16:05 PM

When you're fresh out of high school and ready to dive into your chosen course of study, you often think you don't have any choice but to take out student loans in order to make it happen. There's just one problem with that mentality: the burden of student loans can add up quickly. Then, when you finally graduate, you have to find a way to pay it back. There are, however, several things you can do to lighten the load of student loan debt both as you're going through college and after the fact.

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Tags: Student Loan Debt

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