Start Fresh Today Bankruptcy Blog

Consumer Education Services, Inc.’s (CESI) Acquisition of Start Fresh Today: What it Means to You

Posted on Fri, Mar 27, 2015 @ 09:03 AM

start fresh today CESIOn March 20, 2015, we announced that Start Fresh Today had been acquired by Consumer Education Services Inc. (CESI), a non-profit credit counseling organization since 1998. You can read the press release here. CESI is an organization that helps consumers achieve financial freedom by offering a complete life cycle of services including: credit counseling, debt management, representative payee services, student loan counseling, HUD-certified housing counseling, and reverse mortgage counseling.

Read More

Tags: New from Start Fresh Today

How To Handle Subprime Auto Loans In Bankruptcy

Posted on Thu, Mar 26, 2015 @ 09:03 AM

As the number of people struggling with bad credit soars, subprime lenders are sprouting up in every facet of life—including transportation. Subprime auto loans seem to be rising, but so is the amount of debt attached to those loans. Many of these loans have monthly payments that exceed the cost of a mortgage. Once a debtor gets behind they may need to seek bankruptcy just to get relief.

Read More

Tags: Bankruptcy and Subprime Auto Loans

Tax Time: The Surge in Bankruptcy Filings & Protecting Your Identity

Posted on Tue, Mar 24, 2015 @ 12:03 PM

April 15th is fast-approaching. Your tax return or extension must be filed by then to avoid late payment penalties and interest.

March Bankruptcy Filing Trends

During the tax season frenzy, something else happens. Historically, the highest number of bankruptcy filings occur in March followed by April and May. In March 2014, there were 91,094 Chapter 7 and Chapter 13 filings and a total of 102,733 in March 2013. Although the filings have dropped significantly over the past 10 years, the monthly trend has stayed consistent. 

Read More

Tags: Bankruptcy and Taxes

Consumer Education Services Inc. Acquires Start Fresh Today

Posted on Fri, Mar 20, 2015 @ 13:03 PM

Read More

Tags: Press Release

Budgeting Made Easy. A Guide to Financial Success. [Free eBook]

Posted on Fri, Mar 06, 2015 @ 11:03 AM

The year is going by fast and if budgeting was on your New Year’s Resolution list but you haven’t gotten around it, don’t fret. We’ve put together a great budgeting guide that will give you money management techniques to help put you in control of your finances in 2015 and beyond. And yes, with the right tools and guidelines, budgeting CAN be easy.

Read More

Tags: Budgeting, eBook

The Unique Attorney-Client Relationship In Bankruptcy

Posted on Thu, Mar 05, 2015 @ 11:03 AM

Bankruptcy clients are often surprised to find out how personal their relationship with their bankruptcy attorney becomes over the course of the representation. While the end goal of bankruptcy is to receive a discharge of debt, the journey to that goal requires full disclosure on the part of the client, and some empathy on the part of the attorney.

Read More

Tags: Bankruptcy Attorney

Show Your Wallet Some Love This Valentine’s Day: 14 Money-Saving Tips

Posted on Wed, Feb 11, 2015 @ 08:02 AM

Did you know about 150 million Valentine’s Day cards are exchanged each year? That makes it the second most popular card exchange holiday after Christmas. 

Read More

Tags: Money Saving Tips, Valentine's Day Spending

New! More Due Diligence Products Available at Lower Prices

Posted on Mon, Jan 26, 2015 @ 11:01 AM

It seems like every few months we are rolling out something new. So here we go again! Start Fresh Today is excited to announce that we now offer an even more comprehensive list of due diligence products for bankruptcy attorneys at new lower prices.

Read More

Tags: Due Diligence

Holiday Spending Hangover? 7 Quick Detox Remedies to the Rescue

Posted on Sat, Jan 17, 2015 @ 10:01 AM

Now that the cheer of the holiday season has dwindled, all that may remain are dead trees and maybe a few decorations you’ve neglected to take down and stow away until next year. The other (not so nice) reminder of the holidays? Your credit card bills.

Read More

Tags: Holiday Spending

When Is It Time to Call A Bankruptcy Trustee?

Posted on Wed, Jan 14, 2015 @ 14:01 PM

Everyone has their own tolerance threshold when it comes to determining how much debt is too much and when to do something about it. The thing is, the sooner you deal with a potential problem the more options you typically have. If you are struggling with debt payments, talking to a bankruptcy trustee can help you choose the right direction to deal with your debt.

Read More

Tags: Bankruptcy Trustee

Join Our Many Blog Subscribers!


Follow Start Fresh Today

ATTORNEYS: Save on Credit Reports


ATTORNEYS: Get a Free Start Fresh Today Demo


ATTORNEYS: Create a Free Start Fresh Today Account