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A Bankruptcy Judge Denies $2.85 Million in Sports Authority Executive Bonuses

Posted on Sat, Aug 27, 2016 @ 08:08 AM

In March, Sports Authority became the first major retailer of 2016 to file for Chapter 11 bankruptcy protection after its restructuring plan failed to revive the company's retail store operations. In May, after it failed to reach a deal with its creditors, the company announced that it would close all of its stores and cease operations.

Perhaps in demonstration of more corporate audacity than was merited, the company's Board of Directors approved a bonus pool for senior executives as an incentive to minimize theft losses during its liquidation, but a U.S. Bankruptcy Judge Mary Walrath denied the $2.85 Million in bonuses that was to be paid to Sports Authority executives. Consumer and employee advocates are now lauding her as their latest hero in the ongoing conflict between highly-paid executives and the remaining "99%".

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Tags: Business Bankruptcy

Obtaining Your Bankruptcy Certificates: A Quick and Helpful Guide

Posted on Wed, Aug 24, 2016 @ 09:08 AM

Life has a way of throwing curve balls and when it does, it can seriously affect your finances. While most people have the best intentions for paying their bills and taking care of their responsibilities, certain circumstances may arise where filing bankruptcy is the best route to take. If you are considering this option, Bankruptcy Law requires counseling prior to and after filing to help you make the most informed decision. Once the courses are complete, you receive a bankruptcy certificate for each. These documents are required before you file Chapter 7 or Chapter 13 bankruptcy, and again after the filing but before the debts are discharged. Continue reading to learn more about the required courses and the necessary bankruptcy certificates

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Tags: Bankruptcy Certificates

5 Steps to Recovering After Filing For Bankruptcy

Posted on Sat, Aug 20, 2016 @ 10:08 AM

Filing for bankruptcy is a life-changing decision. After doing so, you may feel like there is no real way to recover from your financial situation. However, recovering from bankruptcy is not impossible, and can even be quite painless if you set your mind to it. 

Here are five steps you need to take to be on your way to recovery.

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Tags: After Bankrutcy Tips

5 Back-to-School Money-Saving Tips

Posted on Thu, Aug 18, 2016 @ 10:08 AM

As you prepare for the new school year, you might fear the annual empty wallet that always seems to come with back-to-school time.

School supplies, new clothes, and extracurricular registration fees can quickly eat into your budget and leave you feeling broke. However, by carefully managing your money you can avoid this feeling. 

Here are 5 back-to-school money-saving tips to help you get through the month with plenty of padding left in your pocket.

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Tags: Money Saving Tips

Things You Must Know When Filing for Bankruptcy

Posted on Sun, Aug 14, 2016 @ 09:08 AM

Many people, when they are deep in debt with no way out, will consider filing for bankruptcy. Unfortunately, this is not an easy decision to make. In fact, deciding to file for bankruptcy will only perpetuate the anxious feelings and worry that are already there.

However, by learning more about the process, you can begin making a plan that will help ease those feelings. Then, you will be able to look towards the future with hope and begin planning the next stage of your life.

Here are a few things you definitely need to know when you are filing for bankruptcy.

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Tags: Filing for Bankruptcy

5 Tips to Keep You (and Your Energy Bill) Cool

Posted on Fri, Aug 12, 2016 @ 14:08 PM

With temperatures reaching record highs, many electric bills have seen following suit and climbing to new heights.

Nobody likes to spend hundreds of dollars on electric bills, but if you are trying to work your way out of debt or recover after a financial crisis, a huge energy bill could ruin all the work you've put in so far and put you in an even worse financial situation.

If you are like many people out there, you might believe your only choices are to pay those ridiculous fees or roast in the summer heat. In reality, you can avoid the heat and the cost by following a few simple steps.

Below are five tips to keep you and your energy bill cool.  

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Tags: Summer Money Saving Tips

Debtor Education and Rebuilding Credit After Bankruptcy

Posted on Fri, Aug 05, 2016 @ 11:08 AM

Just by considering bankruptcy, going through it, or finishing one, all show that a person is trying to be more responsible with their debts and finances. For some this financial trouble was basically unavoidable, and for others it was simply being irresponsible (mistakes they want to avoid in the future).

During the process of filing for bankruptcy, debtor education is a requirement, which is meant to help consumers manage their money better in the future. Let's discuss debtor education and rebuilding credit after bankruptcy.

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Tags: Debtor Education Course, Rebuilding After Bankruptcy

4 Important Bankruptcy Attorney Traits

Posted on Wed, Aug 03, 2016 @ 14:08 PM

As a bankruptcy attorney, you'll often find yourself dealing with people in one of the worst times of their lives. It can be a challenge managing expectations while being empathetic to their situation and professionally handling their unique case. 

If you're a bankruptcy attorney, there are four key traits you need to show existing and potential clients--and if you're looking for a bankruptcy attorney, you'll want to make sure that they have these traits:

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Tags: Bankruptcy Attorney

Tips to Earn Additional Income Online

Posted on Fri, Jul 29, 2016 @ 11:07 AM

Many people are struggling with debt on a daily basis. Getting out of debt is a difficult process, and being a slave to debt can feel unbearable at times. The good news is, you can get out! The bad news? It's going to take a lot of hard work and determination.

Many people suggest cutting out unnecessary expenses in order to put extra money toward paying off debt. While this is sound advice, and anyone struggling to work their way out of debt should be cutting out frivolous spending, sometimes even the strictest budget isn't enough to solve the problem. 

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Tags: how to earn additional income

Why Do I Need Credit Counseling Before Filing for Bankruptcy?

Posted on Thu, Jul 28, 2016 @ 08:07 AM

Are you up to your ears in debt and losing sleep because you can’t pay your bills? If so, you may need to declare bankruptcy. Because declaring and filing for bankruptcy is one of the most serious decisions you’ll ever have to make about your finances, pre-bankruptcy credit counseling is mandatory. 

This is a requirement for people filing for either Chapter 7 or Chapter 13 bankruptcy. If you’re heavily in debt and are wondering, "Why do I need bankruptcy credit counseling?", here are some of the reasons why it’s required.  

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Tags: Pre-Bankruptcy Credit Counseling

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