Start Fresh Today Bankruptcy Blog

It Doesn't Have to Be a Cruel Summer: 5 Tips to Save Money

Posted on Tue, Jul 15, 2014 @ 12:07 PM

“Hot summer streets
And the pavements are burning
I sit around
Trying to smile
But the air is so heavy and dry…
It’s a cruel, cruel summer
Leaving me here on my own…”
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Tags: Summer Money Saving Tips

5 Infamous Celebrity Bankruptcies

Posted on Fri, Jul 11, 2014 @ 11:07 AM

Celebrities are not exempt from financial troubles. Just as quickly as they rise to fame and fortune, they can find themselves millions of dollars in debt owed to creditors and the IRS. Often times people in the entertainment industry spend years struggling to make ends meets until they get their "big break." When that happens, they suddenly have more money than they ever imagined. As a result, they hire attorneys, accountants, and insurance professionals to help them manage everything that comes with their newfound fame. Unfortunately, they don’t always know what is being done on their behalf or they just don't seek any help and mismanage their money.

We're all susceptible to financial woes and celebrities are no exception - especially when they have more discretionary income. Here's a list of 5 celebrities and their stories of fame, fortune, and misfortune:

1.  M.C. Hammer

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Tags: Celebrity Bankruptcy

With Student Loan Relief Still on the Horizon, Bankruptcy Can Be an Option

Posted on Fri, Jun 27, 2014 @ 07:06 AM

Last week President Obama exercised his executive authority and made more borrowers eligible for an existing program capping student loan repayments at 10% of an individual’s monthly discretionary income. In addition, after 20 years in the Pay As Your Earn Program, any remaining debt is forgiven but the balance is subject to federal tax income for the majority of borrowers. However, the law will not go into effect until the end of 2015.

Pay as You Earn Program

To qualify for Pay As You Earn, borrowers must have a partial financial hardship, meaning if the monthly amount required to be paid on eligible federal student loans under a 10-year Standard Repayment Plan is higher than the monthly amount required to be repaid under Pay As You Earn.

“’While the Pay As You Earn directive is a positive development and will particularly help graduates in public service jobs, it may not come close to helping the 5 million or so borrowers the administration believes will qualify for the program,’ said Mark Kantrowitz, senior vice president and publisher of Edvisors.com and a nationally recognized college financing expert. At best, Kantrowitz expects several hundred thousand borrowers to enroll,” as reported on Reading Eagle’s Money section.

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Bankruptcy Attorneys Can Save on Credit Reports Direct Through Start Fresh Today

Posted on Wed, Jun 25, 2014 @ 12:06 PM

FORT LAUDERDALE, June 25, 2014 -- Start Fresh Today, a leading provider of Credit Counseling and Debtor Education since 2005, is now also offering credit reports to credit bureau-approved bankruptcy attorneys. For bankruptcy attorneys already approved by another due diligence provider, a $420 credit will be offered as an incentive to switch by July 2, 2014. The official website launch will be tomorrow, Thursday, June 26th.

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Tags: credit reports

The Why’s and How’s of Blogging for Your Bankruptcy Practice

Posted on Fri, Jun 20, 2014 @ 08:06 AM

It has been reported that companies that blog get 55% more website visitors. Even better, blogging also results in 88% more leads than companies that don’t. So how does that sound to you – getting 88% more leads and potential clients each month? Whether you run a small bankruptcy practice or a large firm, chances are you are constantly seeking to help new clients in financial distress.

As you know, along with the bankruptcy process comes many legal complexities that most consumers are not familiar with. As a bankruptcy attorney you have the answers, so what better way to earn people’s trust and build thought leadership than to answer their frequently asked questions through the World Wide Web. The perfect platform? Your website’s blog.

Building Your Bankruptcy Practice through Your Blog

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5 Inspirational Quotes to Guide You Before, During, & After Bankruptcy

Posted on Thu, Jun 19, 2014 @ 11:06 AM

1. “Life is 10% what happens to me and 90% of how I react to it.” – Charles Swindoll

Illness and job loss are two examples of unforeseeable life circumstances, offering us the choice of whether to become victim to such events or stand tall and persevere through them. With unpaid medical bills being the leading cause of bankruptcy filings - affecting nearly 2 million people last year, chances are you are not alone. How you react to what happens to you in life makes up who you are. If you’ve found that filing for bankruptcy is your only option for financial relief following a period of distress, then take action and try not to dwell on events beyond your control—the 90% is what counts.

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Your Ultimate Cheat Sheet: A Quick Reference List of the New Bankruptcy Fees

Posted on Fri, May 30, 2014 @ 12:05 PM

As you’ve probably already heard, the Judicial Conference of the United States approved amendments to the Bankruptcy Court Miscellaneous Fee Schedule that will go into effect June 1, 2014. That’s next week! So for your convenience, we’ve condensed all of the fees into a quick reference list. It’s important to note that the amendment affecting most bankruptcy filers is an increase to the administrative fee for every bankruptcy case. The administrative fee will increase to $75 for Chapter 7 and Chapter 13 bankruptcy filings.

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Tags: credit reports, Debtor Education, Credit Counseling, bankruptcy fee 2014

How To Climb Out Of Debt – The SFT Ladder To Freedom!

Posted on Fri, May 30, 2014 @ 08:05 AM

You know the feeling; you are constantly struggling to stay afloat and get through each day financially, with no clear end in sight. The stresses and strains of debt have become permanently etched on your forehead. Any efforts to relieve yourself of the crippling metaphorical weight on your shoulders simply don’t work, and you find yourself struggling even more. But this pattern doesn’t have to continue forever. You can break the cycle.

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Tags: Debtor Education Course, Credit Counseling, Bankruptcy Attorney

What Do Puppies, Cupcakes & Bankruptcy Have In Common?

Posted on Wed, May 28, 2014 @ 13:05 PM

Google defines perception as “a way of regarding, understanding, or interpreting something; a mental impression.” The general perception – or interpretation – of bankruptcy is generally negative, and that it is something to be fearful of. But why is that? Bankruptcy didn’t just rear its ugly head to cause financial problems. It is there as a result of them.

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Tags: Fresh financial future, Start Fresh Today, Credit Counseling Briefing, Debtor Education Course, Rebuilding After Bankruptcy, Bankruptcy Blog

Breaking News: Major Savings on Credit Reports for Bankruptcy Attorneys & Their Clients

Posted on Mon, May 19, 2014 @ 12:05 PM

Start Fresh Today recently announced at the Annual National Association of Consumer Bankruptcy Attorneys (NACBA) Convention in New York that it will begin offering credit reports along with the Credit Counseling and Debtor Education. One or two source credit reports will be included with single filers’ purchase of the Preferred Package online or by phone (additional fee for joint filers at 50% off the regular price). Credit reports will also be available à la carte at discounted prices to approved attorneys with consumer authorization.

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Tags: credit reports, Bankruptcy Attorneys, Debtor Education, Credit Counseling

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